Jim Komoroski specializes in retirement income planning and inherited IRA strategies, helping clients turn savings into predictable, tax-efficient income. With over 25 years in financial services, he integrates Social Security, Medicare, and annuity planning to reduce risk and create clarity during key retirement transitions. Having worked directly for insurance carriers, Jim brings an inside perspective to product design and pricing. Now operating independently to deliver truly unbiased, client-first guidance. He also works closely with individuals navigating IRMAA surchages, focusing on distribution strategies and tax efficiency. Based in Michigan, Jim supports Forgotten Harvest, enjoys golf, travel, Detroit sports and time with his wife Lisa and their two dogs.