I was raised in Ohio and still live here as well. I have five daughters and four grandchildren. My degree is in finance. I have 31 years of experience in the insurance and financial industry with more than a dozen of those years helping federal employees better understand their benefits and retirement. I have a love and passion for educating people to empower them to make the best decisions for themselves and their family regarding their retirement. My philosophy, “People don’t know what they don’t know. So, why not take some time to learn about one of the most important events in your life that will wholly impact the next several decades of your life?! Learning just one thing can have a profound impact on your retirement life. If not, you’ve at least ‘Sharpened the saw!’” as Steven Covey wrote.